Statutory declarations
Acknowledgement of Debt (Debtor)
A sworn statement by a debtor acknowledging that a debt is owed and setting out how it will be repaid — useful to confirm a debt and a repayment commitment. Fill it in online, download a ready-to-sign PDF, and notarize in Ontario.
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Also known as
- Debtor’s Acknowledgement of Debt
- Admission of Debt
- Acknowledgement of Amount Owing
+1 more names
- Sworn Acknowledgement of Debt
ACKNOWLEDGEMENT OF DEBT
I, ______, of ______, in the Province of Ontario, SOLEMNLY DECLARE that:
I acknowledge that I owe ______ the sum of ______.
The debt arose as follows: ______.
I acknowledge that this amount is due and owing, and I intend to repay it. Repayment terms (if agreed):
I make this acknowledgement freely. Specific purpose (if any):
I make this solemn declaration conscientiously believing it to be true and knowing that it is of the same force and effect as if made under oath.
Signed and sworn (or affirmed/declared) before me by videoconference in Ottawa, Ontario, while the Affiant(s)/Declarant(s) were located in ______________________, on ______________________, pursuant to O. Reg. 431/20, and Electronic Commerce Act, 2000.
______________________________ | ______________________________ |
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- General template, not legal advice
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Acknowledgement of Debt (Debtor)
A compact preview of this template
01Debtor Information
Your full legal name
Full name of the creditor (who you owe)
Your full address
ACKNOWLEDGEMENT OF DEBT
I, ______, of ______, in the Province of Ontario, SOLEMNLY DECLARE that:
I acknowledge that I owe ______ the sum of ______.
The debt arose as follows: ______.
I acknowledge that this amount is due and owing, and I intend to repay it. Repayment terms (if agreed):
I make this acknowledgement freely. Specific purpose (if any):
I make this solemn declaration conscientiously believing it to be true and knowing that it is of the same force and effect as if made under oath.
Signed and sworn (or affirmed/declared) before me by videoconference in Ottawa, Ontario, while the Affiant(s)/Declarant(s) were located in ______________________, on ______________________, pursuant to O. Reg. 431/20, and Electronic Commerce Act, 2000.
______________________________ | ______________________________ |
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How it works
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Overview
About this document
- 01
What is an acknowledgement of debt?
It is a sworn statement — also called a debtor’s acknowledgement or admission of debt — in which the debtor confirms the debt and may set out repayment terms.
It gives the creditor a clear, sworn record of the amount owed.
- 02
When you might need one
It is used to confirm and commit to repaying a debt.
- A creditor asks you to confirm, under oath, that you owe a debt.
- You are agreeing to a repayment plan and want to record it.
- A debt must be acknowledged before a settlement or arrangement.
- 03
Good to know
Acknowledging a debt can confirm liability and may affect limitation periods. Because the consequences can be significant, consider legal advice before signing if the amount is large.
- 04
How to notarize a acknowledgement of debt in Ontario
After you fill in your acknowledgement of debt and download the PDF, do not sign it in advance. A sworn document must be signed in front of a notary public or commissioner for taking affidavits, who administers your oath or solemn affirmation first.
Minute Notary commissions your acknowledgement of debt online by secure video, under Ontario's remote commissioning rules (O. Reg. 431/20), or in person in Ottawa. Bring valid government-issued photo identification.
Good to know
Before you fill it in.
Short notes from our notary on this template. Worth a minute before you start.
- 01
Reviewed for use in Ontario by a notary public and commissioner for taking affidavits.
- 02
Fill it in online for free and download a ready-to-sign PDF — no account required.
- 03
Sign in front of the notary, who witnesses your signature and applies the seal.
- 04
Notarize online by video across Ontario, or in person in Ottawa.
Frequently asked
Questions about the Acknowledgement of Debt (Debtor)
- How is this different from the creditor’s affidavit?
- This is sworn by the debtor, admitting the debt and committing to repay. A creditor’s affidavit is sworn by the person owed money to prove the debt.
- Does acknowledging a debt have legal effect?
- It can. Acknowledging a debt may confirm liability and affect limitation periods, so consider legal advice before signing if the amount is significant.
- Can I notarize it online in Ontario?
- Yes. You can swear it online by video under Ontario’s remote commissioning rules, or in person in Ottawa with Minute Notary.
- What should it include?
- The creditor, the amount, how the debt arose, and your repayment terms if any.
Keep exploring
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Fill it out - 02Statutory Declaration of Receipt of Funds
A sworn declaration acknowledging that you have received a payment — useful as proof of payment, a receipt, or to confirm settlement. Fill it in online, download a ready-to-sign PDF, and notarize in Ontario.
Fill it out - 03Statutory Declaration of Repayment of a Debt
A sworn declaration confirming that a debt has been repaid in full — useful to close out a loan, release a guarantor, or provide proof of payment. Fill it in online, download a ready-to-sign PDF, and notarize in Ontario.
Fill it out - 04Affidavit Confirming the Identity of Another Person
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Fill it out
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