Statutory declarations
Statutory Declaration of Repayment of a Debt
A sworn declaration confirming that a debt has been repaid in full — useful to close out a loan, release a guarantor, or provide proof of payment. Fill it in online, download a ready-to-sign PDF, and notarize in Ontario.
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Also known as
- Affidavit of Debt Paid
- Declaration of Debt Satisfied
- Debt Repayment Affidavit
+2 more names
- Proof of Debt Repayment
- Sworn Statement of Repayment
STATUTORY DECLARATION OF REPAYMENT OF A DEBT
I, ______, of ______, in the Province of Ontario, SOLEMNLY DECLARE that:
I owed ______ the sum of ______ for ______.
I repaid that debt in full on ______, and no amount remains outstanding.
Purpose of this declaration (if specified):
I make this solemn declaration conscientiously believing it to be true and knowing that it is of the same force and effect as if made under oath.
Signed and sworn (or affirmed/declared) before me by videoconference in Ottawa, Ontario, while the Affiant(s)/Declarant(s) were located in ______________________, on ______________________, pursuant to O. Reg. 431/20, and Electronic Commerce Act, 2000.
______________________________ | ______________________________ |
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Statutory Declaration of Repayment of a Debt
A compact preview of this template
01Your Information
Your full legal name
Name of the creditor (who you owed)
Your full address
STATUTORY DECLARATION OF REPAYMENT OF A DEBT
I, ______, of ______, in the Province of Ontario, SOLEMNLY DECLARE that:
I owed ______ the sum of ______ for ______.
I repaid that debt in full on ______, and no amount remains outstanding.
Purpose of this declaration (if specified):
I make this solemn declaration conscientiously believing it to be true and knowing that it is of the same force and effect as if made under oath.
Signed and sworn (or affirmed/declared) before me by videoconference in Ottawa, Ontario, while the Affiant(s)/Declarant(s) were located in ______________________, on ______________________, pursuant to O. Reg. 431/20, and Electronic Commerce Act, 2000.
______________________________ | ______________________________ |
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Overview
About this document
- 01
What is a debt repayment declaration?
It is a sworn statement — also called an affidavit of debt paid or declaration of debt satisfied — confirming that a debt you owed has been repaid in full, with no balance remaining.
It gives proof of payment where you cannot obtain a written release from the creditor.
- 02
When you might need one
It is used to close out and prove repayment of a debt.
- Proving a personal loan has been fully repaid.
- Releasing a guarantor or a lien once the debt is cleared.
- Providing a lender or registry with sworn confirmation of payment.
- 03
What to include
Identify the creditor, what the debt was for, the amount, and the date it was repaid in full. A creditor’s written release is stronger where you can obtain one, but this declaration helps where you cannot.
- 04
How to notarize a debt repayment declaration in Ontario
After you fill in your debt repayment declaration and download the PDF, do not sign it in advance. A sworn document must be signed in front of a notary public or commissioner for taking affidavits, who administers your oath or solemn affirmation first.
Minute Notary commissions your debt repayment declaration online by secure video, under Ontario's remote commissioning rules (O. Reg. 431/20), or in person in Ottawa. Bring valid government-issued photo identification so we can verify your identity before applying the notary seal.
Good to know
Before you fill it in.
Short notes from our notary on this template. Worth a minute before you start.
- 01
Reviewed for use in Ontario by a notary public and commissioner for taking affidavits.
- 02
Fill it in online for free and download a ready-to-sign PDF — no account required.
- 03
Sign in front of the notary, who administers your oath or affirmation and applies the seal.
- 04
Notarize online by video across Ontario, or in person in Ottawa.
Frequently asked
Questions about the Statutory Declaration of Repayment of a Debt
- What is a debt repayment declaration for?
- It is sworn proof that a debt has been repaid in full — to close out a loan, release a guarantor or lien, or provide a lender or registry with confirmation of payment.
- Is this the same as the creditor’s affidavit?
- No. This is sworn by the debtor to confirm a debt is paid. A creditor’s affidavit is sworn by the person owed money to confirm a debt is still owed.
- Can I notarize it online in Ontario?
- Yes. You can swear it online by video under Ontario’s remote commissioning rules, or in person in Ottawa with Minute Notary.
- What should it include?
- The creditor, what the debt was for, the amount, and the date it was repaid in full.
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